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A credit score is a 3-digit number based on your credit history. Credit scores summarize how well you handle debt. Credit scores also help lenders assess the risk they would be taking by extending you credit. Higher credit scores typically help you qualify for better rates from lenders – which can save you money!

7 Common Mistakes that do not harm your credit score

Financial mishaps are going to occur but knowing what common credit mistakes will not hurt your credit rating can give you peace of mind.

5 Ways a Bad Credit Score Can Hurt You

Once upon a time having a low credit score was not that big of a deal. A bad credit score

How to Start 2016 with Better Credit Scores

New FICO Score Factors Could Help Some but Hurt Others

FICO is testing including utility, cell phone, and cable payments to determine creditworthiness. It could help some with thin credit files but if you pay utilities late, it could hurt your FICO score.

3 Reasons to retain old credit accounts

Many consumers with older or inactive credit accounts sometimes close those accounts. If this is you, think twice. While closing older, unused

How to get your Experian FICO score for $1

Under federal law, the three major credit reporting agencies – Equifax, Experian and TransUnion – are each required to provide consumers with one free copy of their credit report each year but there is an extra cost for credit scores.

5 Simple Ways to Improve FICO Credit Scores in 2019

Your FICO score is a measure of financial well-being and creditworthiness, learn 3 ways to improve it.

4 Practices that Could Hurt Your Credit Scores and History

There are obvious actions that hurt your credit score like missed payments but you could unknowingly hurt your credit score with common actions that may otherwise seem unrelated to your scores.