Debt Collectors

Double Whammy of a Charge-Off and a Collection Account Reporting

Find out how a bad credit account can lead to a collection account with both accounts ending up on your credit reports.

Learn several ways to handle debt collection accounts including getting them deleted from your credit reports.

Receiving a call from a debt collector can be scary but knowing these 3 actions debt collectors cannot take will ease your mind.

Each state sets a deadline, called the statute of limitations, for how long someone can sue you for a debt.

Once a debt is sold to a collection agency you have a chance to settle the debt for a lesser amount, often pennies on the dollar.

Debt validation is a powerful tool consumers have to use against unfair debt collection.

A pay for delete is a way to negotiate with a collection agency to remove an account from your credit reports in exchange for payment.

Keep your cool with these 17 Tips to Deal with Debt Collectors: Stay calm, stay off the phone, know your rights and request proof of debt.

Your debt may be uncollectible. Review your State’s Statute of Limitations on how long you can be sued for an unpaid debt.

Strategies to dispute collection accounts include finding errors on your credit report and requesting a deletion.