7 Lowest Rate Personal Loans of December 2023

The lowest personal loan rates range from 5.99% to 36% with the best rates typically given to borrowers with higher credit scores.

Our editorial team is independent and objective. To help support our review work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the CreditMashup site. This site does not include all companies or products available within the market.

We also include links to advertisers’ offers in some of our articles; these “affiliate links” may generate income for our site when you click on them. The compensation we receive from advertisers does not influence the recommendations or advice our editorial team provides in our articles or otherwise impact any of the editorial content.

While we work hard to provide accurate and up to date information that we think you will find relevant, CreditMashup does not and cannot guarantee that any information provided is complete and makes no representations or warranties in connection thereto, nor to the accuracy or applicability thereof. Here is a list of our partners who offer products that we have affiliate links for.

best-rate-personal-loans

Our editorial team is independent and objective. To help support our review work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the CreditMashup site. This site does not include all companies or products available within the market.

We also include links to advertisers’ offers in some of our articles; these “affiliate links” may generate income for our site when you click on them. The compensation we receive from advertisers does not influence the recommendations or advice our editorial team provides in our articles or otherwise impact any of the editorial content.

While we work hard to provide accurate and up to date information that we think you will find relevant, CreditMashup does not and cannot guarantee that any information provided is complete and makes no representations or warranties in connection thereto, nor to the accuracy or applicability thereof. Here is a list of our partners who offer products that we have affiliate links for.

7 Lowest Rate Personal Loans of December 2023

The lowest personal loan rates range from 5.99% to 36% with the best rates typically given to borrowers with higher credit scores.

Lowest Rate Personal Loans for December 2023

  • Loan amounts from $5,000 to $100,000
  • Rates range between 8.99% to 25.81% APR
  • Repayment terms up to 7 years
  • Funding within one business day of approval.
  • Pay off your loan balance early without ANY pre-payment penalties
  • Origination fee of 0-6% of your loan amount

Minimum credit score 650


  • Loan amounts from $5,000 to $50,000
  • Rates range between 11.79% to 20.84%% APR
  • Repayment terms up to 6 years
  • Get funded as early as the same day you accept the terms
  • No pre-payment penalties
  • Origination fee of 1-2% of your loan amount
Minimum credit score 700

  • Loan amounts from $1,000 to $50,000
  • Rates range between 8.99% to 25.81% APR
  • Repayment terms up to 5 years
  • Funding within one business day of approval.
  • Pay off your loan balance early without ANY pre-payment penalties
  • Origination fee of 0-10% of your loan amount

Minimum credit score 300

  • Loan amounts from $1,000 to $50,000
  • Rates range between 8.49% – 35.99% APR
  • Repayment terms up to 7 years
  • Prequalify with soft credit check
  • Funding in as little as one day after accepting loan terms
  • 5% one-time origination fee

Minimum credit score 620

  • Loan amounts up to $10,000
  • Rates range between 5.99% to 35.99% APR
  • Repayment terms up to 6 years
  • Funding in as little as two to five days
  • Origination fee: Varies

Minimum credit score 500

  • Loan amounts from $1,000 to $50,000
  • Rates range between 11.69-35.99% APR
  • Repayment terms up to 5 years
  • Funding as soon as next business day of accepting loan terms
  • Origination fee of 4.25% to 8% of your loan amount
Minimum credit score 580

  • Loan amounts from $5,000 to $40,000
  • Rates range between 11.52% to 24.81% APR
  • Repayment terms up to 5 years
  • Funding 1 to 2 business day after loan approval
  • Origination fee of up to 5% of your loan amount

Minimum credit score 640