We take careful time and consideration in making sure the information contained herein is as accurate as possible to the best of our understanding. However, the information on this website is not intended to be legal advice and we assume no responsibility for the use and outcome of the information contained herein. The content herein is for entertainment and is not professional advice.
You may need to consult an attorney for legal advice on subjects and issues covered on this website. We are not attorneys, bankers or credit card issuers. We do think it is imperative consumers are informed as much as possible and this is just one avenue to distribute useful information. But, before you rely on any of the information contained on this website, we strongly urge you to seek as many resources as possible. The content on this website pertains to consumer credit in the United States only and is not intended for consumer credit in other nations.
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The Federal Trade Commission offers a ton of helpful information for consumers regarding consumer protection. Among the information regarding credit is comprehensive insight and opinion letters on the Fair Credit Reporting Act and the Fair Debt Collection Practices Act. They work to prevent fraud, deception, and unfair business practices in the marketplace.
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updated: April 10, 2023