Credit Cards That Are Easy To Get

Easy Approval Credit Cards

Easy to get credit cards are a great option when you need to establish a positive credit history.

One of the best actions to overcome a bad credit history is to show how well you currently manage debt with easy approval credit cards.

A very popular way to re-establish credit is with easy approval credit cards or no-deposit credit cards that offer a second chance.

Top Credit Cards That Are Easy To Get

Milestone® Mastercard®

APRs

35.9%

Fees

$0 1st yr, $12.50 after

Credit Needed

Bad, Fair, Average

Annual Fee

$175 1st yr; $49 after

Features

Greater access to credit than before – $700 credit limit
No security deposit required
Account history is reported to the three major credit bureaus in the U.S.
$0 liability for unauthorized use
Access your account online or from your mobile device 24/7

Grow Credit Mastercard

APRs

No interest charges

Fees

(3) Membership options

Credit Needed

No credit check

Annual Fee

None

Features

Choose your own credit line based on how much money you want to put down as a security deposit.
Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
After 9 months, we review your account for a credit line increase. No additional deposit required!
Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
Get your FICO® Credit Score for free each month.
Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
Card issued by Merrick Bank, Member FDIC.

ng> This plan offers a $150 monthly spending limit toward these same premium subscriptions.

Grow Credit Mastercard

APRs

No interest charges

Fees

(3) Membership options

Credit Needed

No credit check

Annual Fee

None

Features

Choose your own credit line based on how much money you want to put down as a security deposit.
Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
After 9 months, we review your account for a credit line increase. No additional deposit required!
Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
Get your FICO® Credit Score for free each month.
Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
Card issued by Merrick Bank, Member FDIC.

ng> This plan offers a $150 monthly spending limit toward these same premium subscriptions.

Ava Mastercard

APRs

No interest charges

Fees

(2) Membership Plans: $9 monthly or $72 annual

Credit Needed

No credit check

Annual Fee

None

Features

The Ava Card is strictly a credit builder card that cannot be used like a regular card. It’s designed to give you a generous credit limit that reports to major credit bureaus. But you’ll only be able to use a small portion of that credit limit.

This can help your credit score by showing a high limit credit card with low utilization rate. Keep in mind that low utilization shows you’re responsible with your credit and not maxing out your cards and that utilization accounts for 30 percent of your overall credit score.

How it Works

Credit limits up to $2,500.
Ability to spend part of your limit on 60+ online merchants approved by Ava (e.g., Netflix, Spotify, Amazon Prime) or the Ava Store.
No interest charges.
No hard credit check.
Credit card and credit-building loan.
Reports to all major bureaus.


Milestone® Mastercard®
The Milestone® Mastercard® is a no deposit credit card for bad credit that can be used wherever Mastercard is accepted in the U.S. With no security deposit required for this Mastercard® your money stays in your pocket.
Prequalify for a card today and it will not impact your credit score. Less than perfect credit is okay. Mobile account access at any time. Protection from fraud if your card is stolen. Account history is reported to the three major credit bureaus in the U.S. Disclaimers: *Dependent on credit worthiness. APPLY NOW

Credit Cards You Can Get With No Credit

When you have a limited or no credit history at all, credit cards you can get with no credit offer an easy way to start building a positive payment history. Here are a few options:


OpenSky® Secured Visa® Credit Card
The OpenSky® Secured Visa® Credit Card is a no credit check credit card giving an opportunity to everyone that wants to build or rebuild credit. The refundable deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200. Build credit quickly. OpenSky reports to all 3 major credit bureaus. 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months. *View our Cardholder Agreement located at the bottom of the application page for details of the card APPLY NOW

Secured Credit Card With Rewards


Amazon Secured Card
This account is designed to help people with little or no credit history and even bad credit to establish and improve credit. There’s no credit check.
With an eligible Prime membership you can earn 2% back in rewards at Amazon.com, Amazon Fresh and more. You can submit a refundable security deposit from $100 to as much as $1,000, which will be your credit limit. Report to 3 major credit bureaus every month which may help improve your credit. Synchrony Bank will review your account in 12 months to determine if you’re eligible for an upgrade to an unsecured card. If and when you’re upgraded, your security deposit will be returned. The Amazon Secured Card is a good option for people with an eligible Prime membership you can earn 2% back. APPLY NOW

How easy approval credit cards work

Easy approval credit cards typically grant cardholders a credit line without requiring a security deposit. Good management of credit cards for bad credit can help you establish a positive payment history which will help improve credit scores over time.

People with a poor credit history need an opportunity to prove they can manage credit as well as debt. An unsecured credit card to rebuild credit is a good option.

If you’ve had credit problems in the past easy approval credit cards can help you get back on track. Start off slow and use credit cards wisely for items like gas or groceries and pay it off monthly — watch your credit score rise.

How to improve credit history with easy approval credit cards

Using a credit card responsibly is one of the fastest ways to build credit. Follow these tips:

Use your new credit account. Demonstrate good credit management by using your credit card regularly and pay your bill before your due date.
Don’t overuse the card. Keep the amount owed on your credit card below 30% at all times. On a card with a $300 credit limit, for example, that means you should keep your balance under $90. Low utilization is one of the best ways to improve credit scores.
Pay on time and in full. If possible, pay your entire balance in full every month. If you can’t pay in full, pay at least the minimum amount due by your due date.
Track your progress. Check your credit score and credit report regularly to stay on top of your status. That way you will know if anything changes. You can get access to your credit score and credit reports at myFICO.