Financial Resources: Products you need to rebuild your credit history

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FINANCIAL PRODUCTS FOR ALL CREDIT TYPES

The resource page connects you with our affiliate products that have proven helpful to consumers' financial needs. These products are smart choices and offer some of the most competitive products in today's marketplace. Some of the products are specifically designed to help people with bad or fair credit. You can safely use them to help rebuild credit history.

We connect you with pre-screened products in several categories such as credit cards for bad credit to fair credit, bad credit loans, bad credit car loans, debt consolidation services, credit report monitoring, credit repair services, bad credit bank accounts, high interest savings accounts, mortgage and refinancing products.

Credit Cards

Upgrade Visa. See if you quality in minutes for the Upgrade Visa that acts as a line of credit. There are no fees with credit lines ranging from $500 to $20,000. You can use wherever Visa® is accepted. See if you qualify in minutes without hurting your credit score, plus, get access to a virtual card while you wait for your card to arrive in the mail.
The First Digital Mastercard® is designed to help people restore their credit. The responsible use of a credit card may help them achieve this goal. The First Digital Mastercard® reports to all three major credit bureaus on a monthly basis, so any positive steps taken to build your credit will be noted by these agencies.
The First Access Visa® Card for Poor Credit, Damaged Credit or Fair Credit. Get the security and convenience of a full-feature, unsecured VISA® Credit Card – accepted at millions of merchant and ATM locations nationwide and online.
If your need is to start the process of rebuilding credit consider the Open Sky Secured Visa® Credit Card. Pre-qualify online with no impact to your credit scores. Deposit as little as $200 to establish your credit limit.

High Yield Savings Accounts

Savings Connect Account. CIT Bank offers a high-yield Savings Builder Account that earns 2.10% APY. There’s no monthly maintenance fee. Online banking and mobile banking access are included to manage your money easily on the go. The minimum opening deposit is $100.
UFB High Yield Saving. Earn up to 2.21% APY on balances. Get a complimentary ATM and open the account with as little as $25. With no monthly service fees, your money has a chance to grow faster.
Earn 2.15 APY on a No-Penalty 11-Month CD at CIT Bank. Access funds, if needed. No penalty. Lock in a great rate for 11 months. If you need your funds prior to the maturity date, you can withdraw your money. $1,000 minimum opening deposit.

Personal and Business Loans

Personal Loans for low credit scores. Loan amounts up to $4,000. No prepayment fees or hidden fees. Opportunity to improve your credit history with timely payments. Checking your eligibility does not impact your FICO score.
Loans up to $50,000. Credit scores of 580 and above are welcome to apply. Checking your eligibility does not impact your FICO score. Repayment terms up to 60 months.
Business Loan. Uplyft Capital is a merchant cash advance provider. This type of financing is typically more expensive than traditional business loans; but, merchant cash advances are easier to qualify for and offer fast funding. Loan amounts range from $3,000 – $150,000 with loan terms from 2 to 12 months.
Business credit line. Divvy is a business charge card that can be used for business transactions. The credit limit is based on your business credit score along with other factors. There is no personal guarantee or hard credit inquiry to your personal credit required. The full balance of your charge card must be paid in full at the end of the billing cycle.

Mortgage Loans

Mortgage Loans. Whether you’re a first-time or repeat homebuyer, or you need to refinance, an FHA loan is worth exploring. FHA loans help creditworthy low-income and first-time homebuyers, individuals and families often denied traditional credit, to obtain a mortgage and purchase a home. Get approved with credit scores as low as 500.

Auto Loans

Instant Car Loan. Get approved for a car loan in seconds. Bad Credit, No Credit, Bankruptcy, all credit situations are OK!
FreshStart Car Loan. Car loans from $3,000 to $45,000. Get a fresh start with your credit and pre-qualify in minutes!
Cars Direct. Bad credit car loans are available. Loans for no credit, good credit and past bankruptcy are welcome. Apply in 60 Seconds!

Credit Monitoring

myFICO. Get instant access to the credit scores that over 90% of lenders use. FICO® Scores are most widely used in mortgage, auto and credit card lending.
Transunion Get your real FICO® Score and credit report. Checking your own credit will NOT lower your Score.
Experian Get your real FICO® Score and credit report. Increase your FICO® Score instantly with Experian Boost.

Credit Repair Companies

Lexington Law Let a Law Firm Remove your Negative Items from your Credit Report! In 2017, Lexington Law removed over 10,000,000 negative items for their clients. Get a free consultation and credit report
Credit Assistance Network, Inc. Using credit laws, a custom dispute letter to each of the 3 major credit bureaus will be created. Get more details and a free consultation.
Credit Saint. A worry free credit repair service. Credit Saint is a BBB accredited business and all programs come with Credit Saint's 90-day Money Back Guarantee.
CreditPros. Credit repair program offering unlimited “done-for-you credit repair – backed by a full MONEY-BACK guarantee.

Identity Theft Protection

LifeLock. Help Protect Yourself From ID Theft. Get help with LifeLock.
Identity Theft Protection from Experian. Protect your credit. Detect identity theft with Dark Web Surveillance and Alerts Protect your Experian credit file with Experian CreditLock. Resolve issues with Fraud Resolution & $1 Million Identity Theft Insurance※.