Financial Resources

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FINANCIAL PRODUCTS FOR ALL CREDIT TYPES

resourceWhat's your Credit Score? Find out FREE! s for credit cards for bad credit,credit repair,debt,credit reporting,insuranceThe resource page connects you with our affiliate products that have proven helpful to consumers' financial needs. These products are smart choices and offer some of the most competitive products in today's marketplace. Some of the products are specifically designed to help people with bad or fair credit. You can safely use them to help rebuild credit history.

We connect you with pre-screened products in several categories such as credit cards for bad credit to fair credit, bad credit loans, bad credit car loans, debt consolidation services, credit report monitoring, credit repair services, bad credit bank accounts, high interest savings accounts, mortgage and refinancing products.

Credit Cards

  • Upgrade Visa. See if you quality in minutes for the Upgrade Visa that acts as a line of credit. There are no fees with credit lines ranging from $500 to $20,000. You can use wherever Visa® is accepted. See if you qualify in minutes without hurting your credit score, plus, get access to a virtual card while you wait for your card to arrive in the mail.
  • The First Digital Mastercard® is designed to help people restore their credit. The responsible use of a credit card may help them achieve this goal. The First Digital Mastercard® reports to all three major credit bureaus on a monthly basis, so any positive steps taken to build your credit will be noted by these agencies.
  • The First Access Visa® Card for Poor Credit, Damaged Credit or Fair Credit. Get the security and convenience of a full-feature, unsecured VISA® Credit Card – accepted at millions of merchant and ATM locations nationwide and online.
  • If your need is to start the process of rebuilding credit consider the Open Sky Secured Visa® Credit Card. Pre-qualify online with no impact to your credit scores. Deposit as little as $200 to establish your credit limit.
  • X1 Visa Card offers credit limits up to 5X higher than traditional cards. Approval is based primarily on income and not credit scores.

Online Checking Accounts

  • BBVA Online Checking. This account comes loaded with free features. Customers with ChexSystems or EWS records can open this account because they offer second chance checking. Customers enjoy free BBVA ATMs, online and mobile banking, mobile check deposits, bill payment, cash-back rewards, check writing and a Visa debit card. Open with a $25 deposit.
  • Chime. Chime is a spending account which essentially is a checking account where you keep money for your daily expenses. Chime features include no monthly fees, no overdraft fees and get your paycheck up to 2 days early with direct deposit. Chime rounds up your purchase to the nearest dollar and transfers the rounded amount to your Chime savings account.
  • Radius Bank Now Lending Club has an excellent free checking account that offers cashback rewards and pays interest. Other perks include unlimited ATM fee reimbursements and deposit-taking ATMs.
  • Aspiration Spend & Save offers a hybrid cash account with up-to-10% cash back on purchases and up to 1.00% APY with an Aspiration Plus subscription. Perks include no monthly fee for the basic Aspiration Save account and no overdraft fees. Plus unlimited free ATM withdrawals at Allpoint ATMs.
  • Axos Bank Rewards Checking Account offers a high interest up to 1.25% APY but to get this rate, you must receive a monthly direct deposit of $1,000 or more and make 15 debit card transactions a month. Plus customers enjoy unlimited ATM fee reimbursements.

High Yield Savings Accounts

  • Savings Builder Account. CIT Bank offers a high-yield Savings Builder Account that earns 0.40% APY. Customers can earn 0.40% APY by maintaining a balance of $25,000 or maintain a monthly deposit of $100. There’s no monthly maintenance fee, so your money has a chance to grow faster. Online banking and mobile banking access are included to manage your money easily on the go. Minimum opening deposit is $100.
  • UFB High Yield Saving. Earn up to 0.20% APY on balances of $10,000 and greater. No minimum deposit required to open an account.
  • Earn 0.30 APY on a No-Penalty 11-Month CD at CIT Bank. Access funds, if needed. No penalty. Lock in a great rate for 11 months. If you need your funds prior to the maturity date, you can withdraw your money. $1,000 minimum opening deposit.

Personal and Business Loans

  • Personal Loans for credit scores 350 and above. Loan amounts from $1000 to $5,000 with up to 36 months to repay. No prepayment fees or hidden fees. Opportunity to improve your credit history with timely payments. Checking your eligibility does not impact your FICO score.
  • Loans up to $35,000. Credit scores of 620 and above are welcome to apply. Checking your eligibility does not impact your FICO score. Repayment terms up to 60 months.
  • Business Loans up to $250,000. Business Line of Credit for small business owners. All credit scores welcome. Kabbage’s nontraditional approach puts less weight on your credit score than other lenders. Choose repayment terms of 6 months or 12 months. Get an instant decision.

Mortgage Loans

  • Mortgage Loans. Whether you’re a first-time or repeat homebuyer, or you need to refinance, an FHA loan is worth exploring. FHA loans help creditworthy low-income and first-time homebuyers, individuals and families often denied traditional credit, to obtain a mortgage and purchase a home. Get approved with credit scores as low as 500.

Auto Loans

  • Instant Car Loan. Get approved for a car loan in seconds. Bad Credit, No Credit, Bankruptcy, all credit situations are OK!
  • FreshStart Car Loan. Car loans from $3,000 to $45,000. Get a fresh start with your credit and pre-qualify in minutes!
  • Cars Direct. Bad credit car loans are available. Loans for no credit, good credit and past bankruptcy are welcome. Apply in 60 Seconds!

Credit Monitoring

  • myFICO. Get instant access to the credit scores that over 90% of lenders use. FICO® Scores are most widely used in mortgage, auto and credit card lending.
  • Transunion Get your real FICO® Score and credit report. Checking your own credit will NOT lower your Score.

Credit Repair Companies

  • Lexington Law Let a Law Firm Remove your Negative Items from your Credit Report! In 2017, Lexington Law removed over 10,000,000 negative items for their clients. Get a free consultation and credit report
  • Credit Assistance Network, Inc. Using credit laws, a custom dispute letter to each of the 3 major credit bureaus will be created. Get more details and a free consultation.
  • Credit Saint. A worry free credit repair service. Credit Saint is a BBB accredited business and all programs come with Credit Saint's 90-day Money Back Guarantee.
  • CreditPros. Credit repair program offering unlimited “done-for-you credit repair – backed by a full MONEY-BACK guarantee.

Identity Theft Protection

  • LifeLock. Help Protect Yourself From ID Theft. Get help with LifeLock.
  • Identity Theft Protection from Experian. Protect your credit. Detect identity theft with Dark Web Surveillance and Alerts Protect your Experian credit file with Experian CreditLock. Resolve issues with Fraud Resolution & $1 Million Identity Theft Insurance※.
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Credit Cards

  • The First Access Visa® Card for Poor Credit, Damaged Credit or Fair Credit. Get the security and convenience of a full-feature, unsecured VISA® Credit Card – accepted at millions of merchant and ATM locations nationwide and online.
  • The Amazon.com Store Card for Fair to Good Credit offers great cash back rewards. Customers enjoy 5% cash back for Amazon Prime members along with special 0% APR financing deals from 6 months to 24 months. There’s no annual fee plus you get a $10 Amazon gift card when approved.
  • The Total Visa® Card for Damaged, Poor and Fair Credit. A genuine VISA card accepted by merchants nationwide across the USA and online.
  • If your need to start the process of rebuilding your credit consider the Open Sky Secured Visa® Credit Card. Pre-qualify online with no impact to your credit scores.
  • The Hutton Chase is a retail credit account that can help build your credit history. They offer brand-name products across several categories including electronics, furniture, kitchen, bed & bath, apparel and much more. It is an easy to qualify for account.
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Online Checking Accounts

  • BBVA Online Checking. This account comes loaded with free features. Customers with ChexSystems or EWS records can open this account because they offer a second chance checking. Customers enjoy free BBVA ATMs, online and mobile banking, mobile check deposits, bill payment, cash-back rewards, check writing and a Visa debit card. Open with a $25 deposit.
  • BBVA Money Market Account. A money market account is a mix between a savings and checking account. Money market accounts earn interest like a savings account, but at a much higher rate than a savings account. BBVA Money Market accounts earn 0.19% APY. Customers enjoy check writing, online and mobile banking, bill payment and much more.
  • Chime. Chime is a spending account which essentially is a checking account where you keep the money for your daily expenses. Chime features include no monthly fees, no overdraft fees and get your paycheck up to 2 days early with direct deposit. Chime rounds up your purchase to the nearest dollar and transfers the rounded amount to your Chime savings account.
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High Yield Savings Accounts

  • Savings Builder Account. CIT Bank offers a high-yield Savings Builder Account that earns 1.25% APY. Customers can earn 1.25% APY by maintaining a balance of $25,000 or maintain a monthly deposit of $100. There’s no monthly maintenance fee, so your money has a chance to grow faster. Online banking and mobile banking access are included to manage your money easily on the go. Minimum opening deposit is $100.
  • Earn 1.20% APY on a No-Penalty 11-Month CD at CIT Bank. Access funds, if needed. No penalty. Lock in a great rate for 11 months. If you need your funds prior to the maturity date, you can withdraw your money. $1,000 minimum opening deposit.
  • BBVA Bank. Open a 36-month Certificate of Deposit to earn 0.20% APY. $500 minimum opening deposit is required to open.
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Personal and Business Loans

  • Personal Loans for credit scores 350 and above. Loan amounts from $100 to $5,000 with up to 36 months to repay. No prepayment fees or hidden fees. Opportunity to improve your credit history with timely payments. Checking your eligibility does not impact your FICO score.
  • Loans up to $35,000. Credit scores of 620 and above are welcome to apply. Checking your eligibility does not impact your FICO score. Repayment terms up to 60 months.
  • Business Loans up to $250,000. Business Line of Credit for small business owners. All credit scores welcome. Kabbage’s nontraditional approach puts less weight on your credit score than other lenders. Choose repayment terms of 6 months or 12 months. Get an instant decision.
[us_single_image image=”52251″ size=”thumbnail” align=”center”]

Mortgage Loans

  • Mortgage Loans. Whether you’re a first-time or repeat homebuyer, or you need to refinance, an FHA loan is worth exploring. FHA loans help creditworthy low-income and first-time homebuyers, individuals and families often denied traditional credit, to obtain a mortgage and purchase a home. Get approved with credit scores as low as 500.
[us_single_image image=”52255″ size=”thumbnail” align=”center”]

Auto Loans

  • Instant Car Loan. Get approved for a car loan in seconds. Bad Credit, No Credit, Bankruptcy, all credit situations are OK!
  • FreshStart Car Loan. Car loans from $3,000 to $45,000. Get a fresh start with your credit and pre-qualify in minutes!
  • Cars Direct. Bad credit car loans are available. Loans for no credit, good credit and past bankruptcy are welcome. Apply in 60 Seconds!
[us_single_image image=”52260″ size=”thumbnail” align=”center”]

Credit Monitoring

  • myFICO. Get instant access to the credit scores that over 90% of lenders use. FICO® Scores are most widely used in mortgage, auto and credit card lending.
  • Transunion. View Your Free Credit Score plus get 3-Bureau Credit Monitoring.
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Credit Repair Companies

  • Lexington LawLet a Law Firm Remove your Negative Items from your Credit Report! In 2017, Lexington Law removed over 10,000,000 negative items for their clients. Get a free consultation and credit report
  • Credit Assistance Network, Inc. Using credit laws, a custom dispute letter to each of the 3 major credit bureaus will be created. Get more details and a free consultation.
  • Credit Saint. A worry free credit repair service. Credit Saint is a BBB accredited business and all programs come with Credit Saint's 90-day Money Back Guarantee.
  • CreditPros. Credit repair program offering unlimited “done-for-you credit repair – backed by a full MONEY-BACK guarantee.
[us_single_image image=”52268″ size=”thumbnail” align=”center”]

Identity Theft Protection

  • LifeLock. Help Protect Yourself From ID Theft. Get help with LifeLock.
  • Identity Theft Protection from Experian. Protect your credit. Detect identity theft with Dark Web Surveillance and Alerts Protect your Experian credit file with Experian CreditLock. Resolve issues with Fraud Resolution & $1 Million Identity Theft Insurance※.