How to Dispute a Credit Card Billing Statement
If you disagree with a charge on your credit card or are unsatisfied with goods or services, dispute your credit card bill to get a refund.
Credit Laws
Overview of the Fair Debt Collection Practices Act (FDCPA)
The FDCPA are laws against debt collectors which protect consumers from abusive, unfair, or deceptive practices debt collectors may use in collecting debts.
Dispute inaccurate information directly with the source
The creditor that furnishes negative information to a credit report is obligated to investigate consumer disputes under the Direct Dispute Rule. Go directly to the source (the creditor) to dispute inaccurate credit report items.
