You have the right to dispute any information in your credit files that you believe is inaccurate. Anything a credit repair company can do legally to fix your credit – you can do yourself. Get started.
Certain myths exist about credit repair, some of which may actually hurt your credit score. Avoid these five credit repair actions can end up hurting your credit scores more than helping.
It is a mistake to ignore bad credit because when you need to use your credit history it may be too late to fix.
How to remove late payments from credit reports – even when you have legitimately earned that late payment notation.
Re-aging credit accounts causes older negative accounts to look more recent which can ruin your credit score and is a serious violation.
Does love really conquer all? What happens when you marry someone with bad credit. Learn how to manage a spouse’s bad credit.
A credit fix is important to get the best interest rates, save money, rent an apartment and even open an account at some banks.
If you disagree with a charge on your credit card or are unsatisfied with goods or services, dispute your credit card bill to get a refund.
The Fair Credit Billing Act (FCBA) provides for the prompt correction of errors and protects consumers’ while they are settling disputes
Credit Privacy Numbers are illegal when marketed as credit repair or to establish a new credit history and score. You can get into more trouble than it’s worth. Building new credit should not involve the possibility of jail time.
The FDCPA are laws against debt collectors which protect consumers from abusive, unfair, or deceptive practices debt collectors may use in collecting debts.
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