You have the right to dispute any information in your credit files that you believe is inaccurate. Anything a credit repair company can do legally to fix your credit – you can do yourself. Get started.
What is Identity Theft: Find out the different categories of identity theft and how to recover your credit and good name if you are a victim. There are resources that simplify and speed up the recovery process.
Creditors can choose when to report a charge-off but the remove date of a charge-off doesn’t change, it’s 7.5 years from the last payment.
You don’t need a credit restoration company to navigate the dispute process, start with this simple first step to remove derogatory items.
The e-Oscar system may result in credit disputes with supporting documentation being ignored by the credit bureaus. The e-Oscar method of investigation takes a short-cut in investigating credit disputes. Find out what can be done to get your credit dispute manually reviewed.
How to remove late payments from credit reports – even when you have legitimately earned that late payment notation. Get strategies to remove late payments by disputing with either the credit bureaus or directly with creditors.
Does love really conquer all? What happens when you marry someone with bad credit. Learn how to manage a spouse’s bad credit.