Bad credit, no matter how scary, should be dealt with. Don’t let bad credit frighten you to the point where you do nothing. Good credit does not happen by accident.
You have the right to dispute any information in your credit files that you believe is inaccurate. Anything a credit repair company can do legally to fix your credit – you can do yourself. Get started.
Certain myths exist about credit repair, some of which may actually hurt your credit score. Avoid these five credit repair actions can end up hurting your credit scores more than helping.
What is Identity Theft: Find out the different categories of identity theft and how to recover your credit and good name if you are a victim. There are resources that simplify and speed up the recovery process.
Creditors can choose when to report a charge-off but the remove date of a charge-off doesn’t change, it’s 7.5 years from the last payment.
You don’t need a credit restoration company to navigate the dispute process, start with this simple first step to remove derogatory items.
The e-Oscar system may result in credit disputes with supporting documentation being ignored by the credit bureaus. The e-Oscar method of investigation takes a short-cut in investigating credit disputes. Find out what can be done to get your credit dispute manually reviewed.