Can a collection agency for an apartment lease re-age outstanding debt
A collection agency can report the date they received a debt but that does not change the date the debt is due to come off your credit reports.
A collection agency can report the date they received a debt but that does not change the date the debt is due to come off your credit reports.
The credit dispute letter can determine whether your dispute is taken seriously or thrown in the pile labeled frivolous. Learn how to write a dispute letter.
There are several strategies to dispute late payments and it may be worth the hassle because one late payment can zap up to 100 points from a good credit score.