How long does negative credit remain on credit reports
Find out how long negative credit like late payments, charge-offs, car repossessions, and bankruptcies stays on your credit reports.
Credit Repair
How Credit Repair Companies Work
Learn exactly how credit repair companies work to improve your credit score. Discover the strategies they use.
Pay for Delete Agreement: Delete Collection Accounts from Credit Reports
A pay for delete is a way to negotiate with a collection agency to remove an account from your credit reports in exchange for payment.
Base credit disputes off factual errors in your credit report
Consumers have a better chance at getting inaccurate items deleted from credit report when disputes are based on factual errors.
How to remove outdated information from credit reports
Old negative information may not be removed automatically. Check your reports to make sure outdated information is not reporting.
8 Reasons You Cannot Ignore Bad Credit
It is a mistake to ignore bad credit because when you need to use your credit history it may be too late to fix.
5 Actions to take if you have scary credit
Bad credit, no matter how scary, should be dealt with. Don’t let bad credit frighten you to the point where you do nothing.
Credit Privacy Numbers Cannot Be Used To Get New Credit
Credit Privacy Numbers (CPNs) are illegal when marketed as credit repair or to establish a new credit history.
How to improve credit scores with a goodwill letter
A goodwill letter to the original creditor can result in removal of past due payment marks.
Car Repo: Damage to credit doesn’t change when you reinstate a car loan
When you reinstate a car loan, it does not change derogatory marks on your credit reports that led up to the car repo.
