6 strategies to fix your credit report quickly. Credit repair may involve many strategies, but the main strategy is to remove negative information and add positive information. Bad credit affects your good name and your wallet.
Creditors can choose when to report a charge-off but the remove date of a charge-off doesn’t change, it’s 7.5 years from the last payment.
You don’t need a credit restoration company to navigate the dispute process, start with this simple first step to remove derogatory items.
Thinking about paying a collection account? Your credit scores may not improve unless you get the collection account deleted with a pay for delete agreement.
How to remove late payments from credit reports – even when you have legitimately earned that late payment notation. Get strategies to remove late payments by disputing with either the credit bureaus or directly with creditors.