5 Actions to take if you have scary credit
Bad credit, no matter how scary, should be dealt with. Don’t let bad credit frighten you to the point where you do nothing.
Credit Repair
Need a Credit Fix? 5 Credit Repair Companies that can Help
A credit fix is important to get the best interest rates, save money, rent an apartment and even open an account at some banks.
Car Repo: Damage to credit doesn’t change when you reinstate a car loan
When you reinstate a car loan, it does not change derogatory marks on your credit reports that led up to the car repo.
Credit Privacy Numbers Cannot Be Used To Get New Credit
Credit Privacy Numbers (CPNs) are illegal when marketed as credit repair or to establish a new credit history and score.
How to Request Method of Verification
Consumers have the right to request the method of verification when credit bureaus do not properly investigate credit disputes.
Can a charge-off account be reported as open
If a charge-off has an open status it’s most likely a mistake.
Pay for Delete Agreement: Delete Collection Accounts from Credit Reports
A pay for delete is a way to negotiate with a collection agency to remove an account from your credit reports in exchange for payment.
What to do when a deleted credit item is re-inserted
Get three actions to take when the credit bureaus reinsert accounts that had been previously deleted through the dispute process.
Re-aging a credit account on credit reports is illegal
Re-aging of a debt essentially turns back the clock on when a debt is scheduled to drop off your credit reports.
