How to Repair Credit: A Guide to Better Credit
Ultimate free guide on how to repair your credit with strategies to remove negative credit items and add positive credit to improve scores.
Credit Repair
Credit Privacy Numbers Cannot Be Used To Get New Credit
Credit Privacy Numbers are illegal when marketed as credit repair or to establish a new credit history and score. You can get into more trouble than it’s worth. Building new credit should not involve the possibility of jail time.
5 Actions to take if you have scary credit
Bad credit, no matter how scary, should be dealt with. Don’t let bad credit frighten you to the point where you do nothing. Good credit does not happen by accident.
Disputing an old account can trigger a new debt collector
Disputing an old collection account can trigger the collection agency to renew their collection efforts or sell the debt to a new debt collector.
How to remove late payments from credit reports
How to remove late payments from credit reports – even when you have legitimately earned that late payment notation.
How long does negative credit remain on credit reports
Having negative information on your credit reports can feel like a life sentence but there is a credit reporting time limit to most negative credit entries.
6 Strategies to Fix Your Credit Report
6 strategies to fix your credit report quickly. Credit repair may involve many strategies, but the main strategy is to remove negative information and add positive information. Bad credit affects your good name and your wallet.
Remove date of charge-offs doesn’t change and cannot be extended
Creditors can choose when to report a charge-off but the remove date of a charge-off doesn’t change, it’s 7.5 years from the last payment.
First Step to Credit Restoration and Possibly the Only Step if it Works
You don’t need a credit restoration company to navigate the dispute process, start with this simple first step to remove derogatory items.
Pay for Delete Agreement: Delete Collection Accounts from Credit Reports
Thinking about paying a collection account? Your credit scores may not improve unless you get the collection account deleted with a pay for delete agreement.