Credit Repair

How to Request Method of Verification

Consumers have the right to request the method of verification when credit bureaus do not properly investigate credit disputes.

Learn the strategies to remove late payments from your credit reports by disputing with the credit bureaus or direct with the creditor.

Old negative information may not be removed automatically. Check your reports to make sure outdated information is not reporting.

Charge-offs typically remain on your credit report for seven years from the date of the first missed payment that led to the charge-off.

Credit Saint, Sky Blue Credit, are just two on our list of best credit repair companies to fix your credit like charge-offs and collections.

It is a mistake to ignore bad credit because when you need to use your credit history it may be too late to fix.

A goodwill letter to the original creditor can result in removal of past due payment marks.

Find out how long negative credit like late payments, charge-offs, car repossessions, and bankruptcies stays on your credit reports.

Credit Privacy Numbers (CPNs) are illegal when marketed as credit repair or to establish a new credit history and score.

Bad credit, no matter how scary, should be dealt with. Don’t let bad credit frighten you to the point where you do nothing.