Bad credit, no matter how scary, should be dealt with. Don’t let bad credit frighten you to the point where you do nothing. Good credit does not happen by accident.
You don’t need a credit restoration company to navigate the dispute process, start with this simple first step to remove derogatory items.
When you reinstate a car loan after repossession, the derogatory marks remain on credit reports and you must rebuild credit after car repo.
Having negative information on your credit reports can feel like a life sentence but there is a credit reporting time limit to most negative credit entries.