Bad credit, no matter how scary, should be dealt with. Don’t let bad credit frighten you to the point where you do nothing.
A credit fix is important to get the best interest rates, save money, rent an apartment and even open an account at some banks.
When you reinstate a car loan, it does not change derogatory marks on your credit reports that led up to the car repo.
Credit Privacy Numbers (CPNs) are illegal when marketed as credit repair or to establish a new credit history and score.
Consumers have the right to request the method of verification when credit bureaus do not properly investigate credit disputes.
If a charge-off has an open status it’s most likely a mistake.
A pay for delete is a way to negotiate with a collection agency to remove an account from your credit reports in exchange for payment.
Get three actions to take when the credit bureaus reinsert accounts that had been previously deleted through the dispute process.
Re-aging of a debt essentially turns back the clock on when a debt is scheduled to drop off your credit reports.