8 Reasons You Cannot Ignore Bad Credit
It is a mistake to ignore bad credit because when you need to use your credit history it may be too late to fix.
Credit Repair
How to Request Method of Verification
Consumers have the right to request the method of verification when credit bureaus do not properly investigate credit disputes.
Need a Credit Fix? 5 Credit Repair Companies that can Help
A credit fix is important to get the best interest rates, save money, rent an apartment and even open an account at some banks.
How to Repair Credit: A Guide to Better Credit
Ultimate Free Guide on How to Credit Repair: Get Strategies to successfully remove negative credit, while simultaneously improving your credit scores with simple tips anyone can do.
5 Actions to take if you have scary credit
Bad credit, no matter how scary, should be dealt with. Don’t let bad credit frighten you to the point where you do nothing. Good credit does not happen by accident. Consumers with excellent credit (scores 720 and above) have practiced good credit habits.
6 Strategies to Fix Your Credit Report
6 strategies to fix your credit report quickly. Credit repair may involve many strategies, but the main strategy is to remove negative information and add positive information. Bad credit affects your good name and your wallet.
Steps to take if an account has been Re-Aged
Re-aging credit accounts causes older negative accounts to look more recent which not only ruins your credit score but is a serious violation of the FRCA.
How to remove outdated information from credit reports
Old negative information may not be removed automatically. Sometimes you have to check your reports to make sure outdated information is not reporting.
Credit Privacy Numbers Cannot Be Used To Get New Credit
Credit Privacy Numbers are illegal when marketed as credit repair or to establish a new credit history and score. You can get into more trouble than it’s worth. Building new credit should not involve the possibility of jail time.
Overview of the Fair Debt Collection Practices Act (FDCPA)
The FDCPA are laws against debt collectors which protect consumers from abusive, unfair, or deceptive practices debt collectors may use in collecting debts.