Pay for Delete Agreement: Delete Collection Accounts from Credit Reports
A pay for delete is a way to negotiate with a collection agency to remove an account from your credit reports in exchange for payment.
Credit Repair
How to Request Method of Verification
Consumers have the right to request the method of verification when credit bureaus do not properly investigate credit disputes.
Base credit disputes off factual errors in your credit report
Consumers have a better chance at getting inaccurate items deleted from credit report when disputes are based on factual errors.
How long does negative credit remain on credit reports
Find out how long negative credit like late payments, charge-offs, car repossessions, and bankruptcies stays on your credit reports.
How Credit Repair Companies Work
Learn exactly how credit repair companies work to improve your credit score. Discover the strategies they use.
8 Reasons You Cannot Ignore Bad Credit
It is a mistake to ignore bad credit because when you need to use your credit history it may be too late to fix.
5 Actions to take if you have scary credit
Bad credit, no matter how scary, should be dealt with. Don’t let bad credit frighten you to the point where you do nothing.
How to remove late payments from credit reports
Learn the strategies to remove late payments from your credit reports by disputing with the credit bureaus or direct with the creditor.
The Removal Date of a Charge-Off Cannot Be Changed
Charge-offs typically remain on your credit report for seven years from the date of the first missed payment that led to the charge-off.
