Credit Repair

How long does negative credit remain on credit reports

Find out how long negative credit like late payments, charge-offs, car repossessions, and bankruptcies stays on your credit reports.

Learn exactly how credit repair companies work to improve your credit score. Discover the strategies they use.

It is a mistake to ignore bad credit because when you need to use your credit history it may be too late to fix.

Bad credit, no matter how scary, should be dealt with. Don’t let bad credit frighten you to the point where you do nothing.

Learn the strategies to remove late payments from your credit reports by disputing with the credit bureaus or direct with the creditor.

Charge-offs typically remain on your credit report for seven years from the date of the first missed payment that led to the charge-off.

If a charge-off has an open status it’s most likely a mistake.

Get three actions to take when the credit bureaus reinsert accounts that had been previously deleted through the dispute process.

Re-aging of a debt essentially turns back the clock on when a debt is scheduled to drop off your credit reports.