How long does negative credit remain on credit reports
Having negative information on your credit reports can feel like a life sentence but there is a credit reporting time limit to most negative credit entries.
Credit Reports
Specialty Consumer Reporting Agencies Must Provide Free Reports
Specialty consumer reporting agencies like the ones that keep track of banking information, rental history, store returns, medical history, employee screening and more must provide a free report every 12 months upon your request.
6 Strategies to Fix Your Credit Report
6 strategies to fix your credit report quickly. Credit repair may involve many strategies, but the main strategy is to remove negative information and add positive information. Bad credit affects your good name and your wallet.
5 Quick Fixes to your Credit Report that can raise scores
Improving your credit score may be easier than you think. Some problems can be quickly fixed to get an immediate increase in credit scores.
5 Reasons to Consider a SageStream Credit File Freeze
The 3 major credit reporting agencies are not alone in collecting and selling your credit data. SageStream is another CRA but with low scores.
How to pad your credit report if you have negative items
If disputing negative credit is not your cup of tea, use these techniques to pad your credit report with positive information. Current positive information, like on-time payment history, will help your credit scores.
Take advantage of free weekly credit reports from Experian, Equifax and Transunion
Through April 2022, get weekly free credit reports from Experian, Equifax, and Transunion during the COVID-19 pandemic.
How to Get your Free Credit Report from Experian, Equifax and Transunion
Get a free credit report from Experian, Equifax and Transunion you can download and print online immediately. You can also freeze credit reports for FREE. Find out what creditors are reporting about you with a free credit report and correct mistakes or detect identity theft.
Strategies to remove late credit card payments due to COVID-19
Late payments are no joke when it comes to credit scores. Don’t be afraid to ask creditors to remove late payments if COVID19 has limited your ability to make on-time payments.
Understanding Credit Reports and Scores: Get the scoop on what items to delete
Ultimate guide to understanding your credit reports. Get the inside scoop on how to spot errors and what items to update, correct or delete.