A credit score is a 3-digit number based on your credit history. Credit scores summarize how well you handle debt. Credit scores also help lenders assess the risk they would be taking by extending you credit. Higher credit scores typically help you qualify for better rates from lenders – which can save you money!
10 Simple Strategies to raise credit scores fast. Credit scores can change every time a creditor reports new information. What if you took control of the information being reported with these 10 Strategies.
When lenders pull your credit score what does it say about how you manage credit and debt and where does your credit score rank? Even if your score is in the low 500s, you may still be able to get credit, but it will come with very high interest rates or with specific conditions.
Authorized user credit is a proven strategy to improve credit scores but there can be drawbacks depending on the cardholder’s credit habits.
While credit cards provide an easy way to build a credit history, they may not be ideal for everyone. Get 5 easy strategies.
There are several components to credit scores but a few key components have the most impact like payment history and utilization.
Unless you have tons of cash at some point you will need credit. You can change your credit score legally and quickly by knowing how credit scores work.
Payment history is the biggest contributing factor to your credit score. One missed payment can drop a score up to 110 points.
One quick way of improving credit scores is by using less of your available credit. FICO scoring system rewards consumers for not maxing out.
Get tips on how to get a credit score of 800 and above. It can be achieved if you make it a goal and follow a few important steps.
FICO is the largest credit scoring model used by 90%… Read More »New version of FICO is better if you have paid collections (FICO 9)