Secured Cards offer a simple and fast way to build credit
Whether you’re just starting out with little to no credit… Read More »Secured Cards offer a simple and fast way to build credit
Credit Scores
A credit score is a 3-digit number based on your credit history. Credit scores summarize how well you handle debt. Credit scores also help lenders assess the risk they would be taking by extending you credit. Higher credit scores typically help you qualify for better rates from lenders – which can save you money!
What to do when you have no credit score and no credit history
Not every U.S. consumer has a credit score. There are several simple actions you can take when you have no credit score and no credit history to have a score within 6 months.
The best ways to deal with terrible credit
Not knowing what’s making your credit score poor will keep you from fixing it. The good news is bad credit can be fixed with some tweaking and effort.
Raise Credit Scores Fast!: 10 Incredibly Simple Strategies
10 Simple Strategies to raise credit scores fast. Credit scores can change every time a creditor reports new information. What if you took control of the information being reported with these 10 Strategies.
What your credit score says about you: Where does your score rank
When lenders pull your credit score what does it say about how you manage credit and debt and where does your credit score rank? Even if your score is in the low 500s, you may still be able to get credit, but it will come with very high interest rates or with specific conditions.
Authorized user credit can be an immediate way to boost credit scores
Authorized user credit is a proven strategy to improve credit scores but there can be drawbacks depending on the cardholder’s credit habits.
How To Build Credit Without A Credit Card
While credit cards provide an easy way to build a credit history, they may not be ideal for everyone. Get 5 easy strategies.
4 Actions you may not be aware of that cause low credit scores
There are several components to credit scores but a few key components have the most impact like payment history and utilization.
How to legally change your credit score
Unless you have tons of cash at some point you will need credit. You can change your credit score legally and quickly by knowing how credit scores work.
Why payment history is important to earn maximum credit score points
Payment history is the biggest contributing factor to your credit score. One missed payment can drop a score up to 110 points.