Most damaged credit could have been saved by having a healthy savings account. Start building a savings account today with a high interest savings account that earns 20x the national average.
A credit score is a 3-digit number based on your credit history. Credit scores summarize how well you handle debt. Credit scores also help lenders assess the risk they would be taking by extending you credit. Higher credit scores typically help you qualify for better rates from lenders – which can save you money!
5 Top Facts About Your Credit Score: Lack of knowledge about your credit score can hurt your finances. It’s not necessarily your fault but once you’re aware it’s important to adjust your habits.
The impact on lives of people without a solid credit history or no credit can be profound. Build a solid credit history with or without credit cards.
Not every U.S. consumer has a credit score. There are several simple actions you can take when you have no credit score and no credit history to have a score within 6 months.
10 Simple Strategies to raise credit scores fast. Credit scores can change every time a creditor reports new information. What if you took control of the information being reported with these 10 Strategies.
When lenders pull your credit score what does it say about how you manage credit and debt and where does your credit score rank? Even if your score is in the low 500s, you may still be able to get credit, but it will come with very high interest rates or with specific conditions.
Authorized user credit is a proven strategy to improve credit scores but there can be drawbacks depending on the cardholder’s credit habits.