Improve credit scores by using less of your available credit limit
One quick way of improving credit scores is by using less of your available credit. FICO scoring system rewards consumers for not maxing out.
Credit Scores
A credit score is a 3-digit number based on your credit history. Credit scores summarize how well you handle debt. Credit scores also help lenders assess the risk they would be taking by extending you credit. Higher credit scores typically help you qualify for better rates from lenders – which can save you money!
Raise Credit Scores Fast!: 10 Incredibly Simple Strategies
Take control of the information being reported to the credit bureaus with these 10 strategies to improve your credit scores fast.
600 Credit Score: 5 simple ways to raise credit score 100 points
A 600 Credit Score means you’ll have a difficult time renting an apartment, getting a mortgage, personal or car loan, opening credit cards and even getting a cell phone contract. These 5 simple ways to raise credit score 100 points can get you to a 700 or higher credit score.
How Late Payments Impact Credit Scores
The negative effects of late payments on credit scores is two-fold. Late payments can take up to 100 points from a credit score plus once a late payment is on your credit reports, it can be there for 7 years.
How To Build Credit Without A Credit Card
While credit cards provide an easy way to build a credit history, they may not be ideal for everyone. Get 5 easy strategies.
4 Actions you may not be aware of that cause low credit scores
There are several components to credit scores but a few key components have the most impact like payment history and utilization.
Credit scores can impact what you pay for car insurance
Higher credit scores decrease car insurance rates in most states except California, Hawaii, Massachusetts, Michigan, and Washington.
What is a Good Credit Score in a score range from 300-850
A credit score is a number based on the statistical analysis of a consumer’s credit reports, usually between 300 and 850.
Free credit scores may not be accurate
Free credit scores are all the rage nowadays but what you may not realize is that free doesn’t mean accurate. Get your real scores.
What hurts your credit score: 7 Top Score Killers
You may be surprised at what hurts your credit score most and how many points your credit score can actually drop by making one mistake.
