Inquiries without a permissible purpose can be removed
Credit inquiries can remain on a credit report for 2… Read More »Inquiries without a permissible purpose can be removed
Credit Repair
Guide to rebuild credit after bankruptcy: Steps for Chapter 7 and 13
It may seem counter-intuitive to get new credit after bankruptcy but using credit is how you rebuild credit history – get steps to rebuild scores after BK
How to improve credit scores with a goodwill letter
A goodwill letter to your original creditor can result in removal of past due payment marks.
How long does negative credit remain on credit reports
Having negative information on your credit reports can feel like a life sentence but there is a credit reporting time limit to most negative credit entries.
How to remove late payments from credit reports
How to remove late payments from credit reports – even when you have legitimately earned that late payment notation. Get strategies to remove late payments by disputing with either the credit bureaus or directly with creditors.
Pay for Delete Agreement: Delete Collection Accounts from Credit Reports
Thinking about paying a collection account? Your credit scores may not improve unless you get the collection account deleted with a pay for delete agreement.
Remove date of charge offs does not change and can’t be extended
Creditors can choose when to report a charge-off but the remove date of charge offs does not change. It is 7.5 years from the date of last payment.
Charged-off account does not mean the debt is no longer owed
Creditors may write-off seriously delinquent accounts in the form of a charge-off but that does not mean you are free and clear from paying the debt.
How to rebuild credit after Wells Fargo foreclosure
Foreclosure can be a traumatic event and unfortunately, too many Wells Fargo borrowers have experienced foreclosure. But foreclosure can be an opportunity for a fresh start and here is how to rebuild credit after foreclosure.
How to Remove a Bankruptcy from credit reports
A bankruptcy entry on credit reports is a score killer and can remain in credit files for up to 10 years.