Gain Insight with How-To Guides for better credit scores, dispute negative credit strategies, ways to handle ChexSystems, and debt resolution strategies.
Ultimate Free Guide on How to Credit Repair: Get Strategies to successfully remove negative credit, while simultaneously improving your credit scores with simple tips anyone can do.
How to Improve Credit Scores: Awesome Guide that tells you what major factors are keeping your scores low and what you can do to improve credit scores.
Consumers with bad credit have fewer choices when looking for credit cards. Here’s how to get a credit card with bad credit. Just know that finding a credit card with bad credit means it won’t be a fancy rewards card or even one with exclusive perks.
Get a free credit report from Experian, Equifax and Transunion you can download and print online immediately. You can also freeze credit reports for FREE. Find out what creditors are reporting about you with a free credit report and correct mistakes or detect identity theft.
Part of rebuilding credit includes adding positive credit accounts to your credit history. Credit scoring needs something other than negative credit when calculating a credit score.
Your bank can seize your IRS stimulus money if you owe overdraft fees, late credit card payments, or car loans, and debt collectors can garnish stimulus checks because of a loophole.
Old negative information may not be removed automatically. Sometimes you have to check your reports to make sure outdated information is not reporting.