FICO Scorecard Buckets may be why your credit score won’t budge
FICO groups consumers with similar credit histories together in Scorecard Buckets. These buckets can be responsible for scores not improving.
Credit Scores
How to Rebuild Credit Scores: 7 Strategies using credit accounts
Get 7 Strategies to rebuild credit scores using credit accounts only. The credit dispute process can be tedious but it’s not the only way.
Goodwill Letters: Do they still work with creditors?
Goodwill letters still work even if the creditor says it’s against the law to delete a negative item. It’s not against the law, keep pursuing
How to Improve Credit Scores: Guide to Major Factors in a Credit Score
Guide to Improve Credit Scores tells you what major factors are keeping your scores low and what you can do to improve credit scores.
How Late Payments Impact Credit Scores
The negative effects of late payments on credit scores is two-fold. Late payments can take up to 100 points from a credit score plus once a late payment is on your credit reports, it can be there for 7 years.
Building a healthy savings account is the foundation to good credit
Most damaged credit could have been saved by having a healthy savings account. Start building a savings account today with a high interest savings account that earns 20x the national average.
Top 5 Facts You Should Know About Your Credit Score
5 Top Facts About Your Credit Score: Lack of knowledge about your credit score can hurt your finances. It’s not necessarily your fault but once you’re aware it’s important to adjust your habits.
25 Eye-Opening Credit Fix Tips You Can Easily Do Yourself
25 easy credit fix tips to improve credit scores. Make your financial life a little easier with good credit scores.
Build a solid credit history with or without credit cards
The impact on lives of people without a solid credit history or no credit can be profound. Build a solid credit history with or without credit cards.
What to do when you have no credit score and no credit history
Not every U.S. consumer has a credit score. There are several simple actions you can take when you have no credit score and no credit history to have a score within 6 months.