FICO groups consumers with similar credit histories together in Scorecard Buckets. These buckets can be responsible for scores not improving.
Get 7 Strategies to rebuild credit scores using credit accounts only. The credit dispute process can be tedious but it’s not the only way.
Guide to Improve Credit Scores tells you what major factors are keeping your scores low and what you can do to improve credit scores.
The negative effects of late payments on credit scores is two-fold. Late payments can take up to 100 points from a credit score plus once a late payment is on your credit reports, it can be there for 7 years.
Most damaged credit could have been saved by having a healthy savings account. Start building a savings account today with a high interest savings account that earns 20x the national average.
5 Top Facts About Your Credit Score: Lack of knowledge about your credit score can hurt your finances. It’s not necessarily your fault but once you’re aware it’s important to adjust your habits.
The impact on lives of people without a solid credit history or no credit can be profound. Build a solid credit history with or without credit cards.
Not every U.S. consumer has a credit score. There are several simple actions you can take when you have no credit score and no credit history to have a score within 6 months.