Mortgage Loans

NACA makes homeownership possible for people with credit problems. No downpayment is required plus you get an “A” credit loan interest rate.

The FHA 203K Renovations Mortgage Loan only requires a credit score of 580 and 3.5% down payment.

Rapid Rescore is a service used by lenders and mortgage brokers to update borrower’s credit files immediately to increase scores.

It’s possible to get a mortgage loan with bad credit but taking action to improve scores will put you in a much better position for approval.

FHA loans are not always the best option for mortgage loans but they may be the only option when you have credit issues.

Get a bad credit mortgage in 2024 using FHA mortgage loans that are generally easier to obtain.

You can become a homeowner with a 500 credit score by working with an FHA lender but you’ll need at least a 10 percent down payment.

Fannie Mae’s HomeReady program will allow low to moderate income borrowers to include income from family members, parents, and even boarders.