Mortgage Loans

FHA loans are not always the best option for mortgage loans but they may be the only option when you have imperfect credit. There are many benefits to FHA.

FICO generates the most widely used credit scores. These credit… Read More »How to get your credit file ready for a mortgage loan

Buying a home with bad credit means you’re going to have a more challenging time getting approved for a mortgage loan. Check out these 6 Must-Know Facts that will guide you through the types of mortgage loans available for bad credit borrowers.

NACA makes homeownership possible for people with credit problems. No downpayment is required plus you get an “A” credit loan interest rate.

Purchase a home with the help of an FHA Loan, they are generally easier to obtain because FHA can help a consumer qualify with credit scores as low as 500.

Own fixer-up rental property with bad credit using the FHA 203K Renovations Mortgage Loan. It’s easy to qualify with a required credit score of 580 and 3.5% down payment.

Fannie Mae’s HomeReady program will allow low to moderate income borrowers include income from extended family members, parents, and even boarders.

You can become a homeowner with a 500 credit score… Read More »Become a homeowner with a 500 credit score home loan