What to do when you have no credit score and no credit history
There are simple actions to take when you do not have a credit score that will take about 6 months to establish a credit score.
There are simple actions to take when you do not have a credit score that will take about 6 months to establish a credit score.
Most damaged credit could have been saved by having a healthy savings account. Start building up your savings with high interest.
While credit cards provide an easy way to build a credit history, they may not be ideal for everyone.
The impact to borrowers credit scores from student loan debt can last years. Rebuild your scores if you have late student loan payments.
There are several components to credit scores but a few key components have the most impact like payment history and utilization.
Know where you stand in the credit game with monthly free FICO® scores that are available to some consumers with no sign-ups necessary.
You may believe paying bills means you have a good credit score. But there are actions that cold tank your scores even with timely payments.
There are five major components that make up a credit score. Learn how to tweak your scores using these components.
FICO groups consumers with similar credit histories together in Scorecard Buckets. These buckets can be responsible for scores not improving.