How student loans impact credit scores
The impact to borrowers credit scores from student loan debt can last years. Rebuild your scores if you have late student loan payments.
Student Loan Debt
Guide to Student Loan Forgiveness Programs
The Biden Administration’s redesign of the Public Service Loan Forgiveness Program has made it easier for struggling borrowers to get approved.
How to get relief from federal student loans due to COVID-19
Federal student loan payment relief has been extended to May 1, 2022, due to COVID-19 and is expected to help 41 million borrowers.
How to pay off student loans fast — Save $1,000s of Dollars
When you want to know how to pay off student loans fast think student loan refinancing. It’s a way to pay off student loans fast plus save thousands of dollars due to lower interest rates.
Good reasons to consolidate student loans – both federal and private
Consolidate student loans to get better terms, lower payments, save money and get out of default. Both federal and private loans can be consolidated but the process is different. Good credit not needed for federal student loan consolidation.
Manage Student Loan Debt with the Pay As You Earn Program
To meet the problem of growing student loan debt, the Department of Education offers PAYE and REPAYE Repayment Plans that reduce monthly student loan payments and forgives student loan debt after certain terms are met.
Refinance Student Loans for Lower Payments both Private & Federal Loans
Refinance student loans, both private and federal for one lower payment. Student loan refinance can lower rates, payments and length of loan. No doubt you’ve heard how voluminous student loan debt has grown to 1.5 trillion. Get out of debt sooner by refinancing.
Will paying defaulted student loans improve credit scores
Negative accounts, even paid defaulted loans can remain on your credit report for seven years from the original date of the first missed payment that led to the defaulted off status.
Can paid student loans continue to report past negative payment history
Even though defaulted student loans can be pursued forever, negative credit reporting must be removed after 7 years with the exception of Perkins loans, which can remain until repaid.