Who can view your credit reports for legitimate purposes
Access to credit reports can be confusing for consumers but the FCRA clearly states a company must have a legitimate purpose.
Credit Reports
Credit Freeze: Steps to freeze Equifax, Experian and Transunion credit reports
With data breaches running rampant, a credit freeze can help prevent identity thieves from opening new accounts in your name.
Get Free Credit Reports From Experian, Equifax and Transunion Weekly
Get a free credit report from Experian, Equifax and Transunion weekly and download them immediately online.
Understanding Credit Reports and Scores
Get the inside scoop on how to spot errors and what items to update, correct or delete.
How to pad your credit report if you have negative items
Get positive credit accounts reporting to counteract negative accounts.
Take advantage of free weekly credit reports from Experian, Equifax and Transunion
Through December 2023, get weekly free credit reports from Experian, Equifax, and Transunion during the COVID-19 pandemic.
Specialty Consumer Reporting Agencies Must Provide Free Reports
There are multiple consumer reporting agencies other than the big three. Others keep track of banking, rent, store returns, medical and more.
5 Quick Fixes to your Credit Report that can raise scores
Improving your credit score may be easier than you think. Some problems can be quickly fixed to get an immediate increase in credit scores.
Duplicate negative accounts on credit reports will crash a credit score
Credit scores can take a dive if you have duplicate negative information. It appears that you have more DEBT than you actually have.
3 Ways to Add Good Credit to Credit Reports plus the Shopping Cart Trick
Add good credit accounts to counter negative credit. This can be done by opening credit cards and retail cards using the shopping cart trick.
