Top 5 Reasons Your Credit Application was Denied
Getting denied credit can sometimes come as a shock, find out 5 top reasons you may have been denied credit and request reconsideration.
Rebuild Credit
Rebuild credit using a credit-builder loan, no upfront money needed
With a credit builder loan, no up-front deposit or credit score is required. Build your credit history and emergency fund at the same time.
FICO Scorecard Buckets may be why your credit score won’t budge
FICO groups consumers with similar credit histories together in Scorecard Buckets. These buckets can be responsible for scores not improving.
How to Rebuild Credit Scores: 7 Strategies using credit accounts
Get 7 Strategies to rebuild credit scores using credit accounts only. The credit dispute process can be tedious but it’s not the only way.
How to add positive credit to your credit reports
Part of rebuilding credit includes adding positive credit accounts to your credit history. Credit scoring needs something other than negative credit when calculating a credit score.
Build a solid credit history with or without credit cards
The impact on lives of people without a solid credit history or no credit can be profound. Build a solid credit history with or without credit cards.
How to Re-establish Credit and Replace Bad-Credit Habits
Bad credit does not have to be a life sentence. Re-establish credit because your credit history is an integral part of everyday life, it’s just about impossible to avoid. Replace any credit-damaging habits with new, better ones to re-establish credit.
Should bad credit be a deal breaker to marriage? How to manage joint credit
Does love really conquer all? What happens when you marry someone with bad credit. Learn how to manage a spouse’s bad credit.
Why payment history is important to earn maximum credit score points
Payment history is the biggest contributing factor to your credit score. One missed payment can drop a score up to 110 points.
Credit Goals: Guide to improve credit scores for excellent credit in 2021
Ultimate Guide to Improve Credit Scores: Reach your credit goals and improve credit scores, make a difference in access to financial products, get lower rates and save money.