With a credit builder loan, no up-front deposit or credit score is required. Build your credit history and emergency fund at the same time.
FICO groups consumers with similar credit histories together in Scorecard Buckets. These buckets can be responsible for scores not improving.
Get 7 Strategies to rebuild credit scores using credit accounts only. The credit dispute process can be tedious but it’s not the only way.
Part of rebuilding credit includes adding positive credit accounts to your credit history. Credit scoring needs something other than negative credit when calculating a credit score.
The impact on lives of people without a solid credit history or no credit can be profound. Build a solid credit history with or without credit cards.
Bad credit does not have to be a life sentence. Re-establish credit because your credit history is an integral part of everyday life, it’s just about impossible to avoid. Replace any credit-damaging habits with new, better ones to re-establish credit.
Does love really conquer all? What happens when you marry someone with bad credit. Learn how to manage a spouse’s bad credit.
Ultimate Guide to Improve Credit Scores: Reach your credit goals and improve credit scores, make a difference in access to financial products, get lower rates and save money.