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When lenders pull your credit score what does it say about how you manage credit and debt and where does your credit score rank? Even if your score is in…
The FDCPA does not clearly set standards as to what is proper debt validation but the court's have made rulings that can be used as guidelines.
You can request a debt collector verify the amount and validity of the debt they claim is owed by you. Validation is helpful when debt is repeatedly sold.
Check out these 6 Must-Know Facts that will guide you through the types of mortgage loans available for bad credit borrowers.
Authorized user credit is a proven strategy to improve credit scores but there can be drawbacks depending on the cardholder's credit habits.
While credit cards provide an easy way to build a credit history, they may not be ideal for everyone. Get 5 easy strategies.
Wealth is being built through real estate and it's not just developers. With interest rates historically low, it does not take a lot of cash.
The 3 major credit reporting agencies are not alone in collecting and selling your credit data. SageStream is another CRA but with low scores.
There are several components to credit scores but a few key components have the most impact like payment history and utilization.
Unless you have tons of cash at some point you will need credit. You can change your credit score legally and quickly by knowing how credit scores work.
Re-aging credit accounts causes older negative accounts to look more recent which can ruin your credit score and is a serious violation.
The CDC has temporarily banned evictions across the U.S. for tenants who can’t afford to pay their rent due to the pandemic.
If disputing negative credit is not your cup of tea, use these techniques to pad your credit report with positive information. Current positive information, like on-time payment history, will help…
Ultimate guide to get the best car loan with bad credit. There are several lenders that market specifically to people with low credit scores.
NACA makes homeownership possible for people with credit problems. No downpayment is required plus you get an "A" credit loan interest rate.
FHA loans are not always the best option for mortgage loans but they may be the only option when you have imperfect credit. There are many benefits to FHA.
Make home-ownership possible with down-payment assistance for new homeowners as well as previous homeowners.
There's a time value to money. Check out these examples of compound interest to see how to grow your money exponentially.
Use the compound interest calculator to see how much your savings and investments can grow with the power of compounding interest.
Using a debt elimination firm could cause you to end up with a bad credit score, tax lien, foreclosure, or a debt collector at your heels.
Payment history is the biggest contributing factor to your credit score. One missed payment can drop a score up to 110 points.
When you want to know how to pay off student loans fast think student loan refinancing. It's a way to pay off student loans fast plus save thousands of dollars…
Through April 2022, get weekly free credit reports from Experian, Equifax, and Transunion during the COVID-19 pandemic.
One quick way of improving credit scores is by using less of your available credit. FICO scoring system rewards consumers for not maxing out.
The minimum payment on credit accounts should be used as a convenience only because paying only the minimum could mean you end up paying 3 times the original purchase.
In our Greenlight card review we found that kids can learn managing money, spending money, budgeting, and investing in real-time.
Kids' debit cards are a good tool for parents to control kids spending, but some debit cards for kids also teach saving and investing skills.