Every state has down payment or homeownership assistance programs; some states have both. The programs are designed to provide affordable housing opportunities to homebuyers who might not ordinarily be able to afford a house.
Each program can have their own income and eligibility requirements but primarily the programs are available for first-time homebuyers or low-income families.
Keep in mind if you had no ownership in a principal residence in the previous 3 years, you are also considered a first-time homebuyer even if you owned a home prior to that 3-year period.
The programs are not usually administered directly through the State. Instead, they are nonprofit based and handled through a third party agency. The list below will start you on your search but be sure to confirm the program is currently available.
Statewide and Regional Programs
The Wisconsin Housing and Economic Development Authority (WHEDA) offers a variety of programs to help you become a homeowner.
Wisconsin Housing Works – Down Payment Assistance – Down Payment for eligible first-time Wisconsin homebuyers to receive up to $ 5,000 toward a down payment, closing costs, reserves or other expenses related to a home purchase.
Wisconsin Rural Development
Homeownership education – learn how to purchase and maintain a home of your own
Programs by City/Town
Housing Resources, Inc.