Every state has down payment or homeownership assistance programs; some states have both. The programs are designed to provide affordable housing opportunities to homebuyers who might not ordinarily be able to afford a house.
Each program can have their own income and eligibility requirements but primarily the programs are available for first-time homebuyers or low-income families.
Keep in mind if you had no ownership in a principal residence in the previous 3 years, you are also considered a first-time homebuyer even if you owned a home prior to that 3-year period.
The programs are not usually administered directly through the State. Instead, they are nonprofit based and handled through a third party agency. The list below will start you on your search but be sure to confirm the program is currently available.
(Source: HUD.gov)
Statewide and Regional Programs
Indiana Housing and Community Development Agency
Porter County
U.S. Department of Agriculture, Rural Development programs
Programs by City/Town
City of Anderson
City of Bloomington
City of Columbus
City of East Chicago
City of Elkhart
City of Evansville
Office of Housing and Neighborhood Services
HOME investment partnership program
City of Fort Wayne
View the neighborhood’s web page – A handbook of resident services that the city of Fort Wayne offers to low and moderate income residents
Office of Housing and Neighborhood Services
City of Hammond
City of Indianapolis Cities of Lafayette/ West Lafayette
Community Development Department
City of Mishawaka
City of Muncie – Inquire about homeownership opportunities. Contact the Office of Community Development (765) 747-4825