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Compare the best financial information and products to make savvy credit decisions

No-Credit Check Loans

If you open an account at one of these 5 banks, you may qualify for a personal loan with no credit check.

Surge® Platinum Mastercard®

Surge Mastercard® designed for people with less than perfect credit. Get an initial unsecured credit limit that ranges from $300 to $1,000. Double your credit line up to $2,000 by making your first 6 monthly minimum payments on time.

No credit check secured visa card

The OpenSky Secured Visa® boasts an 88% average approval rate with the opportunity to increase your limit without an additional security deposit after 6 months of on-time payments. The minimum FDIC-insured deposit if $200.

Best checking account with no opening deposit

The Upgrade Rewards Checking Account does not require an opening deposit and does not use ChexSystems. Features include early paycheck and you can earn 5.21% APY if you have a minimum $1,000 monthly direct deposit.

Best second chance checking account

mph.bank’s second chance checking account offers tools that help you budget as well as incentives to save more. The Round-up Widget is a simple way to save that puts you in control.

Best credit repair company

Credit Saint has been leading the credit repair industry for over 16 years with 5-star reviews across top sites like Google, ConsumerAffairs, Money.com and more. Credit Saint takes action to fix negative items harming your credit.

Credit Builder Virtual Card

StellarFi is a credit-building virtual card that you can use to pay your bills such as rent, utilities or subscription services and get those payments reported to the credit bureaus. They promise an average score increase is 80 points.

Credit Builder Loan

Self is a secured loan and a savings plan where you borrow money. You make payments upfront to an FDIC-insured CD and at the end of the loan, you get the money plus have a credit history of timely payments reported to the credit bureaus.

Protect Your Credit

LifeLock Ultimate Plus can help protect your credit with monitoring, fraud alerts on select accounts in case someone tries to use your personal info to apply for credit, and daily access to your VantageScore credit score.

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