Every state has down payment or homeownership assistance programs; some states have both. The programs are designed to provide affordable housing opportunities to homebuyers who might not ordinarily be able to afford a house.
Each program can have their own income and eligibility requirements but primarily the programs are available for first-time homebuyers or low-income families.
Keep in mind if you had no ownership in a principal residence in the previous 3 years, you are also considered a first-time homebuyer even if you owned a home prior to that 3-year period.
The programs are not usually administered directly through the State. Instead, they are nonprofit based and handled through a third party agency. The list below will start you on your search but be sure to confirm the program is currently available.
(Source: HUD.gov)
Statewide and Regional Programs
State of Kansas first time homebuyers program – provides down payment assistance to qualified Kansas buyers for the purchase of their first home.
Rural first-time homebuyer program – statewide program by the Federal Home Loan Bank of Topeka
Kansas Affiliates of Habitat for Humanity – through volunteer labor, builds and rehabilitates houses for families in need
U.S. Department of Agriculture Rural Housing – homebuyer programs in rural communities
Homeowner education programs – learn how to purchase and maintain a home of your own
Community contacts – find out if your community offers homeownership assistance
Programs by City/Town
Bonner Springs – tax rebate program for home rehabilitation and construction
Hutchinson
Interfaith Housing Services, Inc.
Kansas City
City of Kansas City, Kansas – Community Housing Investment Program (CHIPs)
Lawrence – homeownership assistance programs through a partnership of the City of Lawrence and Tenants To Homeowners
Leavenworth – First Time Home Buyer Assistance Program
Topeka
City of Topeka
“Topeka Opportunity To Own”
Wichita
City of Wichita