The USAA Rewards™ World MasterCard® is a low interest rate credit card that offers no annual fee and a variety of card member benefits. A 2012 survey by the Temkin Group, a customer experience consulting firm in Waban, Massachusetts, named USAA as the top-rated credit card company among nine other issuers.
USAA primarily serves military-affiliated customers. The affiliation can be you, a spouse or a parent. Cardholders can enjoy variable rates starting at 9.9% (depending on creditworthiness) on purchases, balance transfers and cash advances. You get the same low rate for all transactions.
USAA Rewards™ World MasterCard® Qualification:
Consumers interested in this credit card should have a credit score of at least 630 in order to qualify. But keep in mind, the higher your credit score, the lower your interest rate. Each applicant is evaluated on an individual basis and may be offered a variable rate from 9.9% up to 25.9% based on creditworthiness and other factors. The better your credit score, the lower your interest rate.
Cardholder Benefits
Cardholders enjoy global acceptance with the MasterCard brand. There is zero liability coverage if your card is lost or stolen. Use your card when renting a car and get emergency assistance, roadside assistance and concierge service along with collision damage waiver coverage that pays for physical damage and theft to most rental vehicles. Cardholders are also covered with travel accident insurance up to $1 million.
Consumers cannot go wrong with this credit card. Not only is USAA’s customer’s service is top-rated; this credit card company offers members access to a variety of financial products. USAA makes banking easy with free checking, auto loans, insurance, mortgage loans, equity lines of credit, investment products and much more.
Highlights of the USAA Rewards™ World MasterCard®:
Earn points toward purchases
When you choose USAA Rewards™:
- Get 2,500 bonus points with your first purchase.
- There’s no expiration date or caps on any points earned
- Redeem your points for cash, merchandise, gift cards or travel.
- Redeem for cash on your mobile device.
