Get approved online in minutes for Payday Loans in Springfield, MO. You don't have to visit a payday loan store in Springfield, MO to get a loan. Apply online and have the cash you need in your account by the next day.
Most payday lenders in Springfield, MO will require you to be 21 years old, have a regular source of income, an active checking account, a Social Security number and be a citizen or permanent resident of the US.
Good credit is not needed for Payday Loans in Springfield, MO – So if your credit is shaky, you still have a great chance to get approved for a payday loan in Springfield, MO with lenders like Check Into Cash.
What to expect from Check Into Cash
Check Into Cash is a good option when you're in need of a little extra cash. With an A+ rating from the Better Business Bureau most customers have a good experience using the lender. Check Into Cash has over 20 years experience as an industry leader.
Check Into Cash is also one of the founders of the industry’s national trade association, the Community Financial Services Association of America (CFSA). Check into Cash believes in full disclosure, and suggests that you turn to payday loans only as a short-term solution.
Cost of Payday Loans in Springfield, MO
It's no secret, payday loans are an expensive type of loan. The best way to treat a payday loan is to repay on-time and avoid getting consecutive payday loans. If you’re looking for a competitive rate for Payday Loans in Springfield, MO, look no further than Check Into Cash when you're low on money.
- Loan Amount: From $100 up to $500
- Loan Terms: 14-day terms at 651.79% APR (Your APR may be different if your transaction term is not 14 days.
- Turnaround Time: 1 business day
- Minimum Age: 18 years of age
- Checking account required: Your most recent bank statement
- Employment or Benefits: A verifiable source of income
- Identification: Driver’s license or government-issued photo ID
- SSN: You will need to provide your Social Security number
- Is collateral required: No collateral or security is required.
Missouri has the most expensive payday loans in the country, so keep this in mind when applying. If you borrow the full payday loan amount of $500, you'll be repaying $625.
How Check Into Cash Works
- Apply — Complete the online application. It only takes about 5 minutes, and you will receive notification of your approval in seconds.
- Sign — Agree to loan terms by electronically signing your loan documents.
- Get Cash — Once approved, your cash will be directly deposited into your account in about 24 hours (or by the next business day*).
- Repay Loan — The original loan amount and the fees will be debited from your bank account on the due date.
Need quick access to over $1,000 in Springfield, MO
Consider an installment loan for bad credit in Missouri if you need $1,000 or more. Installment loans give you longer repayment terms. Installment loans are a good alternative to payday loans in Springfield, MO. It will be cheaper than a payday.
What's attractive about installment loans is that you can get the cash you need just as fast as you would with a payday loan. Online lenders like OppLoans offer installment loans in Missouri that can be funded as soon as the next business day.
What are the benefits of installment loans in Springfield, MO
Online installment loans come with many of the same features as payday loans with the exception of cheaper interest rates. You can actually save money by getting an installment loan over a payday loan.
OppLoans Loans will let you know if you're approved in minutes with no impact to your FICO® credit score. They run a soft-inquiry on your Transunion credit report which does not take points away from your credit score. Borrowers can expect fixed payments that will be the same throughout the life of the loan. OppLoans Loans' customers rate them 4.9 out of 5 stars for friendly service.
OppLoans Loans offer personal installment loans from $500 to $5,000 and the flexibility of paying them back over 6 to 36 months. OppLoans Loans will work with you to provide affordable payment options that fit into your monthly budget.
There is never a prepayment penalty or fee. In fact, paying your loan off early will save you money on interest.
OppLoans Loans Details
- Convenient application process. You can apply conveniently online.
- Quick funding. You can learn your application status in minutes, and if approved, you can expect the money in your bank account as early as the next business day.
- Flexible eligibility criteria. Getting online installment loans with bad credit is possible, primarily because lending norms are slightly more relaxed. “No credit check” online installment loans generally don’t make hard inquiries on your credit score, but you’ll need to demonstrate how you’ll be able to repay the loan.
- Min Loan Amount. $500 up to $5,000.
- Loan Repayment Terms. up to 36 months
- 1 business day. 1 business day
- Requirements. Must meet minimum income requirements.