Changes to credit reports give consumers more protections
30 states have reached a settlement with the credit bureaus in the way errors are handled in consumer reports and how some negative information is added to credit reports.
Verizon and Sprint customers may be owed a refund
Customers of Verizon and Sprint may be owed a refund for illegal unauthorized charges for ringtones, horoscopes, wallpapers, tips, celebrity gossip and more.
Debts discharged in bankruptcy can end up at collection agencies
Debts discharged in bankruptcy should not be showing on credit reports as charge-off, past-due, outstanding or balance due or at collection agencies.
Foreclosed FHA borrowers can purchase again in 12 months
If you experienced a foreclosure due to extenuating circumstances you only have to wait 12 months before applying for new FHA mortgage loan
Bank of America helps homebuyers find down payment assistance
Bank of America’s new web-based tool can help home-buyers find over 1300 down payment assistance programs in their region. Low and Middle-income may qualify
Personal Loan: Help Rebuild Credit History
A personal loan for people with less than perfect credit can help rebuild credit history with on-time payments reported to the credit bureaus.
5 Reasons buying a home in 2015 makes sense
In 2015 it may make more sense to purchase rather than rent a home. Changes in government-backed programs is making access to home-ownership easier.
Fraud liability policy for debit and credit cardholders
Zero liability credit and debit cards means you are not liable for fraudulent purchases but there are differences in when you must report fraud charges or you may be liable.