Divorce can ruin your credit if ex-spouse pays late
Don’t let divorce ruin your credit. Make sure joint debts are being paid on-time even if the divorce decree says you are not responsible.
Credit News
Children make good targets for identity thieves: Keep them safe
Your child’s identity may be at risk. Unfortunately children make… Read More »Children make good targets for identity thieves: Keep them safe
Changes to credit reports give consumers more protections
30 states have reached a settlement with the credit bureaus in the way errors are handled in consumer reports and how some negative information is added to credit reports.
Verizon and Sprint customers may be owed a refund
Customers of Verizon and Sprint may be owed a refund for illegal unauthorized charges for ringtones, horoscopes, wallpapers, tips, celebrity gossip and more.
Debts discharged in bankruptcy can end up at collection agencies
Debts discharged in bankruptcy should not be showing on credit reports as charge-off, past-due, outstanding or balance due or at collection agencies.
Foreclosed FHA borrowers can purchase again in 12 months
If you experienced a foreclosure due to extenuating circumstances you only have to wait 12 months before applying for new FHA mortgage loan
American Express Secured Credit Card
USAA Secured Card American Express® If you want the prestige… Read More »American Express Secured Credit Card
Bank of America helps homebuyers find down payment assistance
Bank of America’s new web-based tool can help home-buyers find over 1300 down payment assistance programs in their region. Low and Middle-income may qualify
Personal Loan: Help Rebuild Credit History
A personal loan for people with less than perfect credit can help rebuild credit history with on-time payments reported to the credit bureaus.
5 Reasons buying a home in 2015 makes sense
In 2015 it may make more sense to purchase rather than rent a home. Changes in government-backed programs is making access to home-ownership easier.