Remove date of charge-offs doesn’t change and cannot be extended
Creditors can choose when to report a charge-off but the remove date of a charge-off doesn’t change, it’s 7.5 years from the last payment.
Credit Repair »
Credit Repair
You have the right to dispute any information in your credit files that you believe is inaccurate. Anything a credit repair company can do legally to fix your credit – you can do yourself. Get started.
What is the e-Oscar Method of Investigation of Credit Disputes
The e-Oscar system may result in credit disputes with supporting documentation being ignored by the credit bureaus. The e-Oscar method of investigation takes a short-cut in investigating credit disputes. Find out what can be done to get your credit dispute manually reviewed.
How to Request Method of Verification
Consumers have the right to request the method of verification when credit bureaus do not properly investigate credit disputes.
Opt-out of credit bureau marketing lists
Experian, Equifax and Transunion are multi-million dollar companies that have shown a steady yearly growth. Keep your information from being their cash cow.
Charged-off account does not mean the debt is no longer owed
Creditors may write-off seriously delinquent accounts in the form of a charge-off but that does not mean you are free and clear from paying the debt.
How to rebuild credit after Wells Fargo foreclosure
Foreclosure can be a traumatic event and unfortunately, too many Wells Fargo borrowers have experienced foreclosure. But foreclosure can be an opportunity for a fresh start and here is how to rebuild credit after foreclosure.
How to Remove a Bankruptcy from credit reports
A bankruptcy entry on credit reports is a score killer and can remain in credit files for up to 10 years.
