Strategies to remove late credit card payments due to COVID-19
Late payments are no joke when it comes to credit scores. Don’t be afraid to ask creditors to remove late payments if COVID19 has limited your ability to make on-time payments.
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Credit Reports
Voluntary Repossession: Can lender place charge-off on credit reports
Voluntary repossession is still a repossession. Repossession of any type is considered very negative and will have a substantial impact on your credit report and credit scores.
3 Ways to Add Good Credit to Credit Reports plus the Shopping Cart Trick
Add good credit accounts to counter negative credit. This can be done by opening credit cards and retail cards using the shopping cart trick.
Can you dispute a car dealership running your credit report multiple times
Shopping for a car loan can result in multiple credit inquiries from various lenders but the inquiries should only count as ONE against your credit scores.
Will paying Capital One collection stop the updating and reporting to credit bureaus
If you have a Capital One collection account don’t be surprised if they update and report monthly to the credit bureaus which kills your credit scores.
Will paying a Comcast collection account delete it from credit reports
Comcast collection agencies typically do not delete accounts based upon payment of a debt; but a paid collection looks better than an unpaid collection.
Can a dismissed Chapter 13 bankruptcy be removed from credit reports
Once a bankruptcy is filed it is almost impossible to un-ring the bell. Even if the debt is paid, a dismissed Chapter 13 can stay on reports for 10 years.
Will a spouse’s bad credit affect your credit?
A spouse’s bad credit can harm you. It is important to know how to keep finances separate until you can clear up your hunny’s credit.
Paid Tax Liens can be Deleted from Credit Reports
New policies at the IRS can remove, as in totally delete IRS liens from your credit reports with the FreshStart Initiative.
Beware of Credit Card EMV Chip Technology Email Scams
Steer clear of fraud emails from your credit card issuer asking you to verify information or click a link to upgrade to EMV chip technology. It’s a scam.