Demystifying Credit Scores: 5 Factors that make a score
There are five major components that make up a credit score. Learn how to tweak your scores using these components.
Credit Scores
A credit score is a 3-digit number based on your credit history. Credit scores summarize how well you handle debt. Credit scores also help lenders assess the risk they would be taking by extending you credit. Higher credit scores typically help you qualify for better rates from lenders – which can save you money!
Insurers believe consumers with poor credit are also bad drivers
For years the insurance industry has been using credit scores… Read More »Insurers believe consumers with poor credit are also bad drivers
Credit Goals: Guide to improve credit scores for excellent credit in 2021
Ultimate Guide to Improve Credit Scores: Reach your credit goals and improve credit scores, make a difference in access to financial products, get lower rates and save money.
5 Effective Strategies to Raise Credit Scores in 2021
5 Strategies to Raise Credit Scores that really work. Get an effective game plan to raise your credit scores in 2019 to boost your creditworthiness. The credit scoring system is not going anywhere, it’s worth your time to get on track to good credit scores.
5 Reasons to never close credit card accounts
Closing credit accounts can cause your credit score to drop. You lose available credit limit which makes your utilization rate increase.
Credit Scores are largely determined by Credit Cards
Nearly 170 million Americans hold more than one credit card.… Read More »Credit Scores are largely determined by Credit Cards
4 Reasons to check your credit score regularly
Credit scores are subject to information being reported by your creditors, find out 4 compelling reasons to check your credit score regularly.
5 Unknown Red Flags Hurting Your Credit Score
You may believe paying bills means you have a good credit score. But there are actions that cold tank your scores even with timely payments.
5 Incredibly Simple Actions to Raise Credit Scores
Taking action is the only way you can raise credit scores and sometimes the actions are really simple. Consumers with credit scores ranging from 720 to 850 are prime candidates to qualify for the lowest interest rates.
What to do when you have no credit score and no credit history
Not every U.S. consumer has a credit score. There are several simple actions you can take when you have no credit score and no credit history to have a score within 6 months.