How Late Payments Impact Credit Scores
One late payment can take up to 100 points from your credit score.
Credit Scores »
Credit Scores
A credit score is a 3-digit number based on your credit history. Credit scores summarize how well you handle debt. Credit scores also help lenders assess the risk they would be taking by extending you credit. Higher credit scores typically help you qualify for better rates from lenders – which can save you money!
What hurts your credit score: 7 Top Score Killers
You might be surprised by how much one mistake can lower your credit score.
Credit Goals: Guide to improve credit scores for excellent credit in 2023
Ultimate Guide to Improve Credit Scores: Reach your credit goals and improve credit scores to get lower rates and save money.
5 Effective Strategies to Raise Credit Scores in 2023
Get an effective game plan to raise your credit scores with these 5 strategies and boost your creditworthiness.
5 Traits of Consumers with Perfect Credit Scores and Profiles
Having perfect credit involves developing habits that just about anyone can practice. Here are 5 traits of people with top credit scores.
What to do when you have no credit score and no credit history
There are simple actions to take when you do not have a credit score that will take about 6 months to establish a credit score.
600 Credit Score: 5 simple ways to raise credit score 100 points
A 600 credit score means you may have a difficult time getting approved. Take a look at these 5 simple ways to raise credit score 100 points.
Improve credit scores by using less of your available credit limit
One quick way of improving credit scores is by using less of your available credit. FICO scoring system rewards consumers for not maxing out.
Raise Credit Scores Fast!: 10 Incredibly Simple Strategies
Take control of the information being reported to the credit bureaus with these 10 strategies to improve your credit scores fast.
4 Actions you may not be aware of that cause low credit scores
There are several components to credit scores but a few key components have the most impact like payment history and utilization.