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Credit Scores

A credit score is a 3-digit number based on your credit history. Credit scores summarize how well you handle debt. Credit scores also help lenders assess the risk they would be taking by extending you credit. Higher credit scores typically help you qualify for better rates from lenders – which can save you money!

What is VantageScore?

What is a VantageScore?

VantageScore is a 3-digit credit score created in 2006 by Equifax, Experian and TransUnion to compete directly with the widely used FICO credit scoring model.