Are you one of the 25% of Americans that have low credit scores?
Credit card criteria has been stricter over the past few years as more than 25% of consumers have credit scores of 599 or less.
Credit Scores
A credit score is a 3-digit number based on your credit history. Credit scores summarize how well you handle debt. Credit scores also help lenders assess the risk they would be taking by extending you credit. Higher credit scores typically help you qualify for better rates from lenders – which can save you money!
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