2021 List of Wisconsin Second Chance Checking Accounts


Wisconsin Fresh Start Checking can get you back to banking the traditional way. A negative ChexSystems record can remain 5 years unless you successfully dispute ChexSystems to get it deleted. For consumers with an EWS record, it can last for 7 years unless you're able to successfully dispute EWS.

Wisconsin Second Chance Checking Accounts

Chime Spending Account – Free overdraft up to $100

Chime will spot you up to $100 on debit card purchases with no overdraft fees. Eligibility requirements apply.¹ Chime's Spending Account is similar to a traditional checking account but without check writing. Banking is easy with Chime where customers can transfer money, send and deposit checks and pay bills with no monthly fees and no overdraft fees.

Open the optional Chime Savings Account and Chime will round up your Visa Debit Card transactions to the nearest dollar and transfer it to your savings account.

Chime Spending Account Features

  • Get your direct deposit up to 2 days early.
  • Chime Visa® Debit Card.
  • Access cash at 38,000+ fee-free ATMs.
  • An optional savings account earns 0.50% (APY).
  • Leniency for people with previous checking account problems.

Brewery Credit Union

Fresh Start Checking at Brewery Credit Union comes has a $6.50 monthly fee and requires $100 monthly direct deposit even though there is no minimum balance requirement. Online banking and telephone banking along debit card plus unlimited check writing.

Educators Credit Union

Fresh Start Checking at Educators Credit Union can help you re-establish a checking account and get back on track. The minimum monthly balance requirement can be waived if you have three or more “Loyalty Pay Back services.” After a year of good use of your account, you may qualify for a standard checking account.

Schneider Community Credit Union

Schneider Community Credit Union offers a Fresh Start Checking.

Tomahawk Community Bank

Fresh Start Checking at Tomahawk Community Bank is for customers who have experienced previous banking
challenges. It requires a $50 opening deposit and comes with a $10 monthly fee and a one-time $10 new account set-up fee.

Washington Savings Bank

The Rewards Card Checking offers deposit of payroll or government benefit with a monthly fee of $4.95 and $7.95 per month without direct deposit, you'll receive a checkbook and Mastercard® debit card with no overdraft fees or ATM fees! Free nationwide ATM access at over 55,000 Allpoint®.

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