It has become imperative that consumers learn how to protect their identity as over 9 million Americans are victims of identity theft every year.
You have the right to dispute any information in your credit files that you believe is inaccurate. Anything a credit repair company can do legally to fix your credit – you can do yourself. Get started.
Identity theft remains a growing problem but now children are being targeted by identity thieves and the impact can last a longer than adult victims.
Consumers should receive an adverse action notice when a denial of credit occurs giving you the opportunity to get a free credit report within 60 days.
Good credit customers may be penalized as credit card companies look for ways to recoup the billion dollar losses under the Card Act of 2009.