You have the right to dispute any information in your credit files that you believe is inaccurate. Anything a credit repair company can do legally to fix your credit – you can do yourself. Get started.
Does love really conquer all? What happens when you marry someone with bad credit. Learn how to manage a spouse’s bad credit.
Credit Privacy Numbers are illegal when marketed as credit repair or to establish a new credit history and score. You can get into more trouble than it’s worth. Building new credit should not involve the possibility of jail time.
The FDCPA are laws against debt collectors which protect consumers from abusive, unfair, or deceptive practices debt collectors may use in collecting debts.
Creditors can choose when to report a charge-off but the remove date of a charge-off doesn’t change, it’s 7.5 years from the last payment.