You have the right to dispute any information in your credit files that you believe is inaccurate. Anything a credit repair company can do legally to fix your credit – you can do yourself. Get started.
Ultimate Free Guide on How to Credit Repair: Get Strategies to successfully remove negative credit, while simultaneously improving your credit scores with simple tips anyone can do.
Bad credit, no matter how scary, should be dealt with. Don’t let bad credit frighten you to the point where you do nothing. Good credit does not happen by accident. Consumers with excellent credit (scores 720 and above) have practiced good credit habits.
Credit Privacy Numbers are illegal when marketed as credit repair or to establish a new credit history and score. You can get into more trouble than it’s worth. Building new credit should not involve the possibility of jail time.
The FDCPA are laws against debt collectors which protect consumers from abusive, unfair, or deceptive practices debt collectors may use in collecting debts.