Guide to Dispute Negative Credit: 15 Steps to Get Results
Get strategies and tips to successfully dispute negative credit, collections, charge-offs, late payments, errors, and outdated information.
You have the right to dispute any information in your credit files that you believe is inaccurate. Anything a credit repair company can do legally to fix your credit – you can do yourself. Get started.
Get strategies and tips to successfully dispute negative credit, collections, charge-offs, late payments, errors, and outdated information.
Ultimate free guide on how to repair your credit with strategies to remove negative credit items and add positive credit to improve scores.
With data breaches running rampant, a credit freeze can help prevent identity thieves from opening new accounts in your name.
The creditor that furnishes negative information to a credit report is obligated to investigate consumer disputes under the Direct Dispute Rule. Go directly to the source (the creditor) to dispute inaccurate credit report items.
Bad credit, no matter how scary, should be dealt with. Don’t let bad credit frighten you to the point where you do nothing. Good credit does not happen by accident.
How to remove late payments from credit reports – even when you have legitimately earned that late payment notation.
Goodwill letters still work even if the creditor says it’s against the law to delete a negative item. It’s not against the law, keep pursuing
What is Identity Theft: Find out the different categories of identity theft and how to recover your credit and good name if you are a victim. There are resources that simplify and speed up the recovery process.
Creditors can choose when to report a charge-off but the remove date of a charge-off doesn’t change, it’s 7.5 years from the last payment.
You don’t need a credit restoration company to navigate the dispute process, start with this simple first step to remove derogatory items.
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