Debts often change hands. It’s not unusual to have more than one debt collector on credit reports for the same debt. Most debt collectors will delete their reporting on debts they are no longer pursuing once you request or dispute the debt.
EOS debt collector to pay penalty and refund consumers for illegally collecting on old cellphone debt that was disputed and unverified.
New federal agency formed to shut down debt collectors that use abusive debt collection practices.
There are rules that a debt collector must follow when contacting you about an unpaid bill. Unfortunately those rules are not always followed.
FDCPA sets limits on what debt collectors can do. If their tactics go beyond those limits, you can sue, win money and get them to stop collection efforts.
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