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Experian Credit Score: Get a Real FICO Score for $1


Did you know your Experian credit score and report is available for one dollar. Yes, $1 to access your Experian credit score and report.

Get a real FICO® score with the Experian credit score. It’s important to know where you stand. Credit scores from free sites don’t give you a complete picture of your scores because they are not FICO® scores.

FICO® Scores are developed by Fair Isaac Corporation. It’s the most popular credit scoring system used in 90% of credit decisions.

Your Experian credit score is just one of three different major credit reporting agencies that maintain a record of your credit history and FICO score. Your FICO Score is based on the information in your credit report at the time it is requested. Each credit reporting agency (Experian, Transunion and Equifax) can vary in FICO scores because some lenders report your credit history to only one or two of the agencies.

A healthy credit report and score is more important than ever.

Keep an eye on your Experian credit score with monitoring services you can start for $1. Credit monitoring also allows you to detect the ever-growing epidemic of identity theft.

Experian Credit Score Options:

$1 Credit report and FICO® Score 8

Begin your 7-day trial membership in Experian CreditWorksSM. If you don’t cancel your membership within the 7-day trial period, you will be billed $21.95 for each month that you continue your membership. You may easily cancel your trial membership online anytime within the trial period without charge.

Experian CreditWorksSM Features

  • Everyday Access to your Experian Credit Report & FICO® Score* so you always know where you stand
  • Score Factors that show what’s positively or negatively impacting your FICO® Score
  • Daily Monitoring of your Experian Credit Report to help you stay on top of key changes
  • Personal Support from a dedicated team of credit and Fraud Resolution Agents

Learn more

Get a Dark Web Scan and your Experian Credit Report for free

Every 2 seconds an identity is stolen. Start free for 30 days. The reason Experian offers a “Dark Web Scan” is that identity thieves use the Dark Web to buy and sell personal information. Most of us have been a victim of a data breach, it’s likely your sensitive information is on Dark Web.

Dark Web Triple Scan Features

  • One-time scan looks back to 2006 and searches over 600,000 web pages for your SSN, email or phone number. If your information is compromised, we’ll let you know the next steps you should take to ensure your identity is safe.
  • Free Experian Credit Report every 30 days on sign in.
  • Experian Credit Monitoring and Alerts

Learn more

Experian IdentityWorks

Start your free 30-day trial membership in Experian IdentityWorksSM Plus or Experian IdentityWorksSM Premium. You may cancel your trial membership at any time within 30 days without charge. If you decide not to cancel, your membership will continue and you will be billed $9.99 each month for Experian IdentityWorksSM Plus or $19.99 each month for Experian IdentityWorksSM Premium.

Experian IdentityWorks Features

  • Detect identity theft with Dark Web Surveillance and Alerts
  • Protect your Experian credit file with Experian CreditLock
  • Resolve issues with Fraud Resolution & $1 Million Identity Theft Insurance※

Learn more

Why monitor your Experian credit score

Know what you’re dealing with. Your overall financial health depends in part on your credit score. When you know where you stand, there are no surprises when applying for credit. Don’t be blindsided by denials or terms less favorable than you expected. Whether you have a good score or you need a credit fix to improve your scores, awareness is key.

Maintain good credit. If you’re credit is already in good shape, a credit monitoring service can help you keep up what you’re doing. If your credit needs improving, a credit monitoring service can help take your credit to the next step. Monitoring your credit score puts you in control of your credit and makes you more accountable for keeping your credit score at it’s best.

Ensure the accuracy of credit history. Your credit score is a reflection of the information in your credit report. Monitoring your credit score is a great indicator of the accuracy of information being reported by creditors. If your credit score is lower than you expect, it could be a sign that your credit report contains errors that need to be disputed with the credit bureaus.

Understand your credit score. Having insight into what actions hurt and help your credit score puts you in control. As you monitor your credit score, you can tell how your financial actions affect your credit. Once you know how certain actions affect your credit score, you’ll know what to do and not what to do. Monitor how increasing or paying down a balance impacts your credit scores. Demystify credit scores with credit monitoring.

Final thoughts on Experian credit score monitoring

Credit monitoring gives you better control over your finances. The fees can be worth it, especially if you’re in the market to finance a major purchase like a home or car. Credit monitoring gives you insight to know what lenders know. For instance, when monitoring your credit score you can apply for credit when your score is at its highest. That kind of insight gives you power to obtain the best rates and terms. And remember, credit monitoring can be canceled at any time.


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